Skip links

Beat any rate - Cancel Anytime

Earn Rewards for Processing

Commerce Rewards is your payments processor with a built-in rewards engine. Every transaction earns rewards redeemable for real gift cards.

How it works?

Process with Commerce Rewards

We are the processor. Eligible transactions earn credits automatically.

Watch your balance grow

Rewards Credits accumulate and you can track them easily through your dashboard.

Redeem credits

Choose a gift card and receive it instantly by email.

Gift Card Marketplace

Select a gift card from our available options to redeem using your credits. Selections may vary by region and availability.

Amazon

Redeemable towards millions of items store-wide at Amazon.com

VISA

Spend it anywhere Visa is accepted online.

Airbnb

Book unique stays and experiences, anywhere you want to go!

Coming Soon

Our goal is to provide an extensive range of gift cards for you to choose from.

Our Features

Same Rates

Your rate does not increase. We will match or beat any rate and you will still earn rewards.

Simple Rules

Rewards are issued as merchant credits exclusively, and cannot be withdrawn as cash or transferred to other accounts.

Eliminate Junk Fees

You will never have any made up fees or PCI fees. PCI compliance is included in the cost of every Commerce Rewards merchant account.

Live Dashboard

Track your balance, credits history, and redeem your credits in real time with a live dashboard.

Professional Sales Team

We employ W-2 sales professionals and also partner with independent contractors. Every partner is vetted before they can represent us.

Transparent Program

Rewards are merchant benefits for Commerce Rewards customers. They are not wages, commissions, or cash compensation.

Start earning rewards today!

We guarantee to either beat or match your existing process rate.

Get your access

Start processing with Commerce Rewards and unlock automatic merchant rewards.

    Program Information

    • Commerce Rewards is a payments processor with integrated rewards.
    • Credits accrue on eligible, approved transactions.
    • Redeem once the balance reaches $100 (digital gift cards only).
    • Some card types (e.g., Visa gift card) may include a small fee.

    Commerce Rewards are merchant rewards for customers of Commerce Rewards. This is not a money-transmission product. No cash redemption, withdrawals, or transfers. Availability and reward rates may vary.

    No. Commerce Rewards is the processor. Rewards are native to our platform.

    Once your credit balance reaches $100, you can redeem instantly for available gift cards.

    Currently, we offer VISA, Amazon, and Airbnb virtual gift cards, with plans to expand our selection in the future. Be sure to check our marketplace for the latest updates on available cards.

    No. These are merchant rewards for Commerce Rewards customers — not payroll or cash compensation.