Beat any rate - Cancel Anytime
Earn Rewards for Processing
Commerce Rewards is your payments processor with a built-in rewards engine. Every transaction earns rewards redeemable for real gift cards.
How it works?

Process with Commerce Rewards
We are the processor. Eligible transactions earn credits automatically.
Watch your balance grow
Rewards Credits accumulate and you can track them easily through your dashboard.
Redeem credits
Choose a gift card and receive it instantly by email.

Gift Card Marketplace
Select a gift card from our available options to redeem using your credits. Selections may vary by region and availability.
Amazon
Redeemable towards millions of items store-wide at Amazon.com
VISA
Spend it anywhere Visa is accepted online.
Airbnb
Book unique stays and experiences, anywhere you want to go!
Coming Soon
Our goal is to provide an extensive range of gift cards for you to choose from.
Our Features
Same Rates
Your rate does not increase. We will match or beat any rate and you will still earn rewards.
Simple Rules
Rewards are issued as merchant credits exclusively, and cannot be withdrawn as cash or transferred to other accounts.
Eliminate Junk Fees
You will never have any made up fees or PCI fees. PCI compliance is included in the cost of every Commerce Rewards merchant account.
Live Dashboard
Track your balance, credits history, and redeem your credits in real time with a live dashboard.
Professional Sales Team
We employ W-2 sales professionals and also partner with independent contractors. Every partner is vetted before they can represent us.
Transparent Program
Rewards are merchant benefits for Commerce Rewards customers. They are not wages, commissions, or cash compensation.
Start earning rewards today!
We guarantee to either beat or match your existing process rate.
Get your access
Start processing with Commerce Rewards and unlock automatic merchant rewards.
Program Information
- Commerce Rewards is a payments processor with integrated rewards.
- Credits accrue on eligible, approved transactions.
- Redeem once the balance reaches $100 (digital gift cards only).
- Some card types (e.g., Visa gift card) may include a small fee.
Commerce Rewards are merchant rewards for customers of Commerce Rewards. This is not a money-transmission product. No cash redemption, withdrawals, or transfers. Availability and reward rates may vary.
Once your credit balance reaches $100, you can redeem instantly for available gift cards.
Currently, we offer VISA, Amazon, and Airbnb virtual gift cards, with plans to expand our selection in the future. Be sure to check our marketplace for the latest updates on available cards.